Providence / Narragansett

Heat pump installation in Narragansett, RI - up to $11,500 for income-eligible homes

Narragansett in Washington County

Narragansett has 14,494 residents (give or take 20) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=060XX00US4400948340, checked 2026-10-19), about 1,045 people per square mile.

Narragansett is about 30 miles from the Census center point for Providence in a straight line and covers 13.865 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

The quote form takes a ZIP code; for Narragansett that is 02882 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).

Fuel mix

Of the 6,263 occupied homes in Narragansett, 41% heat with natural gas, 26% with heating oil, 18% with electricity and 13% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=060XX00US4400948340, checked 2026-10-19).

Gas leads in Narragansett at 41%, but 39% of homes still burn delivered oil or propane, and those 2,443 or so homes are where a heat pump pays back fastest.

Narragansett has 14 points less oil heat than Washington County as a whole, where 40% of homes burn oil, and 3 points more electric heat than the county's 15% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US44009, checked 2026-10-19).

Housing stock

Narragansett has 9,757 housing units, 12% built before 1940 and 59% before 1980, with 17% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=060XX00US4400948340, checked 2026-10-19).

Narragansett has 5 points fewer pre-1940 homes than Washington County as a whole (17%) (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US44009, checked 2026-10-19).

The median Narragansett home was built in 1975 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=060XX00US4400948340, checked 2026-10-19) and the median home has 5.9 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=060XX00US4400948340, checked 2026-10-19).

84% of Narragansett homes are single-family detached, 3% are in two- to four-unit buildings and 10% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=060XX00US4400948340, checked 2026-10-19).

With 84% detached houses and 3% in small multi-family buildings, a Narragansett quote is usually one or two outdoor units with ducted or ductless heads sized room by room. With 28% of Narragansett homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=060XX00US4400948340, checked 2026-10-19), the landlord signs the quote in many of them.

Narragansett has 7 points more detached houses than Washington County overall (77%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US44009, checked 2026-10-19).

Only 17% of Narragansett homes are new enough to pass a weatherization check on age, and 12% date from before 1940, so most of the other 83% show it with an assessment: Clean Heat Rhode Island requires that the home must be sufficiently weatherized: built on or after January 1, 2000, or all weatherization recommendations completed, or a home energy assessment showing under $1,000 in recommended work (Clean Heat Rhode Island incentives, registry row 2 verified 2026-10-14, https://cleanheatri.com/incentives, checked 2026-10-19).

Rebate path

Rhode Island Energy publishes no town-by-town service list that names Narragansett, so this page does not say which utility bills the 6,263 occupied homes in Narragansett; the state energy office says: "Rhode Island Energy, the largest of the three, manages the distribution system for 99 percent of the state; Block Island Power Company and the Pascoag Utility District serve the remaining areas on Block Island and in western Burrillville, respectively." (Rhode Island Office of Energy Resources, Learn About Electricity (electric distribution utilities and the areas they serve), https://energy.ri.gov/electric/learn-about-electricity, checked 2026-10-19). The name on the electric bill decides which rebate path applies.

If the Narragansett electric bill comes from Rhode Island Energy, the standard heat pump rebate is up to $625 per ton for Rhode Island Energy customers switching to central or mini-split electric heat pump equipment, and the enhanced rebate is $1,500 per ton for homes that currently heat with electric baseboards, for equipment installed through December 31, 2026; it is not income-based (Rhode Island Energy residential heat pump rebate, registry row 35 verified 2026-10-16, https://rienergy.com/site/ways-to-save/save-money-with-rebates-and-incentives/electric-heating-and-cooling, checked 2026-10-19). Electricity already heats 18% of Narragansett homes, about 1,127 of them, and those on baseboard are the ones the enhanced tier is written for.

Clean Heat Rhode Island is the state income-eligible program, separate from the utility rebate: it pays 60% of the heat pump system and installation cost up to $11,500 per address, with a $18,000 lifetime cap per address, for household income below 150% of state median income, for homes whose existing primary heat is natural gas, propane or oil; in Narragansett that is about 5,010 of the 6,263 occupied homes, the 41% on gas, 26% on oil and 13% on propane, and it is available to all Rhode Island electric utility customers (Rhode Island Energy, Clear River, Block Island Power) (Clean Heat Rhode Island incentives, registry row 2 verified 2026-10-14, https://cleanheatri.com/incentives, checked 2026-10-19).

Median household income in Narragansett is $95,721 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=060XX00US4400948340, checked 2026-10-19); Clean Heat Rhode Island is for household income below 150% of state median income, and the Narragansett median sits under the one-person limit of $124,950 published for the program (Clean Heat Rhode Island incentives, registry row 2 verified 2026-10-14, https://cleanheatri.com/incentives, checked 2026-10-19), though the limit rises with household size and is decided household by household.

Cold-day number

Heating design temperature: 7F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Washington County row, 99% heating, PDF page 105 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 7F figure is the Washington County cold-day number a Narragansett heat pump is sized against, so ask the installer to show the system's heating output at 7F, not at the milder rating-label temperature.

Next step

Ask which rooms the heat pump will carry and whether the gas boiler stays, because with 41% of Narragansett on gas and 18% already electric the income-eligible program pays on fossil displacement in the zones served and the utility rebate pays per ton.

Ask for the heat-loss calculation room by room; the median Narragansett home has 5.9 rooms and was built around 1975, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Narragansett. The public number is the number the contractor quotes from.

No local contractor is named on this door for Narragansett yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We will follow up by email. No calls.

No spam, no sold information. One follow-up about exactly this request.